Is SSDI available to people under 30 in Colorado?

By Hogan Smith

Updated 12/02/2025


Is SSDI available to people under 30 in Colorado? In Colorado, Social Security Disability Insurance (SSDI) can be available to individuals under 30, but eligibility depends on specific criteria such as work credits earned and medical conditions. Younger applicants often face additional work history requirements that differ from older adults. The Social Security Administration (SSA) evaluates your disability severity and work credits to determine qualification.

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Understanding Work Credit Requirements for Under 30

Young applicants must:

  • Accumulate work credits based on your age when the disability began.
  • Have fewer credits than older adults, but still meet the SSA’s threshold.
  • The younger you are, the more recent and specific work credits you may need.
Qualifying Disabilities for SSDI in Colorado

The SSA will consider:

  • Severe physical or mental impairments that prevent substantial gainful activity.
  • Conditions must be expected to last at least 12 months or result in early death.
  • Medical evidence must support the severity of your condition.
The Application Process and Waiting Period

Key points include:

  • The SSA typically requires a five-month waiting period from disability onset.
  • Approval depends on medical documentation and work credit validation.
  • Initial denials are common, but appeals can increase chances of success.
Dependent Benefits for Younger SSDI Recipients

Additional assistance you might receive:

  • Children under 18 may qualify for benefits if a parent receives SSDI.
  • Students up to age 19 might also be eligible for benefits.
Common Challenges for Applicants Under 30

Be aware of:

  • Limited work history affecting your eligibility.
  • Difficulty meeting severity requirements for less visible disabilities.
  • The need for thorough and current medical records to prove disability.

How Hogan Smith Can Help

At Hogan Smith, we specialize in guiding Colorado residents under 30 through the SSDI eligibility process by:

  • Reviewing your work history and credit requirements to determine if you qualify.
  • Assisting in gathering and organizing medical documentation that clearly supports your disability.
  • Helping you navigate the SSA application and appeals process to improve your chances of approval.
  • Providing expert advice on how age-specific rules impact benefits and what to expect.

Contact Hogan Smith Today

If you are under 30 and wondering about SSDI eligibility in Colorado, contact Hogan Smith today for a free consultation. Our dedicated team will help you understand your rights, gather required evidence, and pursue your claim with confidence. Don’t face the complex SSDI process alone — let us support you every step of the way.


Further Reading

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Updated February 10, 2025

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Updated February 10, 2025

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Updated February 10, 2025

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