Can SSDI benefits be taken away if I go back to work in Colorado?

By Hogan Smith

Updated 12/10/2025

Can SSDI benefits be taken away if I go back to work in Colorado? In Colorado, going back to work while receiving Social Security Disability Insurance (SSDI) can affect your benefits. Generally, SSDI benefits may be suspended or terminated if the Social Security Administration (SSA) finds that you are earning over a certain amount, known as Substantial Gainful Activity (SGA). This means your ability to work and earn income could impact your eligibility. However, there are rules like the Trial Work Period that allow some flexibility before benefits are taken away.

Find out if you qualify for SSDI benefits. Pre-qualify in 60 seconds for up to $4,018 per month and 12 months back pay.

Please answer a few questions to help us determine your eligibility.

Earnings and Substantial Gainful Activity (SGA)

SSDI benefits may be affected if you:

  • Earn more than the SGA limit, which the SSA updates yearly.
  • Exceed the threshold during or after your Trial Work Period.
Trial Work Period (TWP)

The SSA allows you to test your ability to work:

  • TWP lasts 9 months within a 60-month rolling period.
  • You can earn any amount during this period without losing benefits.
Continuing Disability Review (CDR)

Working may trigger a review:

  • The SSA conducts a CDR to reevaluate your disability status.
  • If you are found able to perform substantial work, benefits can be stopped.
Expanded or Extended Period of Eligibility

After the Trial Work Period:

  • You enter a 36-month Extended Period of Eligibility where benefits continue if earnings stay below SGA.
  • SSDI benefits may restart if earnings drop below the limit.
Reporting Requirements

You must report changes to the SSA:

  • Inform SSA about any work or earnings to avoid overpayments.
  • Accurate reporting helps manage benefits correctly during work attempts.
Impact of Unearned Income

Unearned income does not affect SSDI as much as earned income, so benefits typically remain intact if you receive pensions or investments.

How Hogan Smith Can Help

At Hogan Smith, we guide clients in Colorado on navigating the complexities of maintaining SSDI benefits while returning to work by:

  • Explaining the SSA’s work incentives, including Trial Work Period rules.
  • Helping you accurately report your earnings to avoid overpayment risks.
  • Providing advice on how to maximize income without jeopardizing your benefits.
  • Assisting with appeal processes if benefits are improperly stopped due to work activity.

Contact Hogan Smith Today

If you want to understand how going back to work could affect your SSDI benefits in Colorado, contact Hogan Smith today for a free consultation. Our knowledgeable team will ensure you get the best advice on protecting your benefits while exploring work opportunities.

Can SSDI benefits be taken away if I go back to work in Colorado?

By Hogan Smith

Updated 12/10/2025

Boost Your Chance of Being Approved

Get the Compensation You Deserve

Our experts have helped thousands like you get cash benefits.

How It Works
A black and white drawing of a checklist and a handshake.
1

Briefly tell us about your case

A stack of papers with lines on them on a white background.
2

Provide your contact information

A black and white icon of a scale of justice and a briefcase.
3

Choose attorneys to contact you